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Should Parents Teach their Children about Money?

I vividly recall when I was younger hearing my father say “one day you will understand” after throwing a fit because I couldn’t get the toy I wanted. Although my parents went on to teach us the value...

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Canadian Students College or University Bound Prepare Your Finances NOW!

I remember when I was a young bloke and on my way to University the world was in the palm of my hands (so I thought).  I truly believe I had my head on straight back then and today given the way I...

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Going to Private School Affected My Financial Life

Private School, Yes I attended and it’s a different view from the inside. Money…..It was just something we never talked about. We never had to talk about it but it was everywhere. It was a presence...

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Back to School Student Budget For College or University

Do you need a back to school budget? I always say yes but it’s up you what you want to do with your life. I don’t think schools offer debt management degrees so either you buckle down or risk more debt...

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Get Out Of Bed And Make That Change

Picture the lazy weekend morning: The sun is bright, the day is young, and you’re in bed. For many of us, myself included, the temptation to stay in bed and enjoy the comforts of sleep and warm...

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My Best Financial Tip

I could probably come up with many Financial Tips but there can only be one best tip from me. When I started writing this blog at the end of January 2012 I told you a bit about us and our journey...

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Bullying To Homeschooling Our Two Kids On One Income- 1 of 2 Part Series

Homeschooling Days My name is Nicole and I live in Calgary, Alberta and have homeschooled my two boys, ages 14 and 10, for 2 years now. Homeschooling was our oldest child’s idea due to bullying and...

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The Pros and Cons of Homeschooling In Canada Part 2 of 2

  What is Homeschooling? Homeschooling is the form of education where the parents teach their children outside of the conventional classroom setting. For those of us in the trenches, we slog through...

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How I Paid Off My OSAP Loan Fast

I never dreamed that I’d have such a large OSAP (Ontario Students Assistance Program) loan when I finished my education. Sure I would sign off twice a year to receive the money but when you are only...

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The Saturday Weekend Review #12- Is Public Intervention The New Norm?

Parenting is a topic that is controversial because all parents want to believe they are doing the best they can for their children in order to prepare them in this world. I’ve talked about teaching...

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There And Back Again: A Spenders Financial Journey

A Spenders Financial Journey I’ve read that our ideas about money are formed in childhood and can shape how we deal with our financial journey well into adulthood; I know this was certainly the case...

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PF Weekly Grab A Brew #26: School is out for summer

No Need To Sleep In When Summer Is Here When is school out? School is out for summer in Ontario starting today although I’m not sure these days if they are singing the praises of Alice Cooper, but I’m...

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Back to School Student Budget For College or University

Do you need a back to school budget? I always say yes but it’s up you what you want to do with your life. I don’t think schools offer debt management degrees so either you buckle down or risk more debt...

View Article


Get Out Of Bed And Make That Change

Picture the lazy weekend morning: The sun is bright, the day is young, and you’re in bed. For many of us, myself included, the temptation to stay in bed and enjoy the comforts of sleep and warm...

View Article

My Best Financial Tip

I could probably come up with many Financial Tips but there can only be one best tip from me. When I started writing this blog at the end of January 2012 I told you a bit about us and our journey...

View Article


Bullying To Homeschooling Our Two Kids On One Income- 1 of 2 Part Series

My name is Nicole and I live in Calgary, Alberta and have homeschooled my two boys, ages 14 and 10, for 2 years now. Homeschooling was our oldest child’s idea due to bullying and other peer issues at...

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Living on a budget is for losers

There Are No Winners And No Losers Just Champions   I really don’t like using the word “loser” as it is such a negative word and it doesn’t invite motivation to anyone who thinks it. If you think...

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How my co-op program shaped my work ethics

EXPERIENCE LASTS A LIFE-TIME   Co-op programs have been around for ages now and the kids that do get involved have for the most part come out from the placement with a positive learning experience....

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Are you envious of others’ success in life?

STOP THE GREEN EYED MONSTER   Envious definition for me means that someone wishes they could have your success but they just need to find their own path to reach their goals.  The minute your friends...

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How we became mortgage free in five years

THE SECRET IS…THERE IS NO SECRET!   Becoming mortgage free is not an easy task so I won’t make it out to be something that it’s not. In fact many things have led to us becoming mortgage free in 5 years...

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